RootRafter / Financial Life

Financial Life Tools for Organizing Money During Major Transitions

Practical spreadsheets and digital tools for organizing assets, debts, income, expenses and financial decisions when life changes.

Divorce Financial Toolkit illustration showing asset and debt inventory, buyout calculator, and settlement comparison across 9 modules

Organize your financial information

A clear, structured view of where things stand — assets, debts, income, expenses, accounts, and the documents behind them.

Built for real-life transitions

Structured for moments when financial clarity matters most — starting with divorce and financial separation, where organizing shared and individual finances is often the hardest first step.

Divorce Financial Clarity Toolkit — Available now

Structured spreadsheets for organizing assets, debts, and decisions during divorce or separation — built with real formulas, not static templates.

View on Etsy →
Survivor Financial Transition Planner dashboard on a tablet showing monthly income gap, current net worth, and open decisions

Survivor Financial Transition Planner — Available now

See exactly how your household income changed after the loss of a spouse, rebuild your budget around your new reality, and know what you can afford before making any big decision — 7 tabs, compatible with Excel and Google Sheets.

View on Etsy →
Job Loss Runway Planner spreadsheet dashboard showing usable savings, monthly burn rate, and runway in months under three scenarios

Job Loss Runway Planner — Available now

Know exactly how long your savings will last. Track severance, run conservative/base/optimistic runway scenarios, manage your job search pipeline, and check in weekly — compatible with Excel and Google Sheets.

View on Etsy →
Sibling Estate Division Toolkit spreadsheet dashboard showing total estate assets, debts, net estate value, and a per-heir fair share summary with buyout calculator

Sibling Estate Division Toolkit — Available now

Divide an inherited estate fairly between siblings — property, savings, investments, and heirlooms, with an automatic buyout calculator for whoever keeps the family home.

View on Etsy →

Coming next

One more transition, same approach: practical, specific templates rather than generic planners.

Caregiving Toolkit — In development

Financial planning for the "sandwich generation" managing two households at once.

Frequently asked questions

What format is the toolkit?

A spreadsheet with real working formulas, verified compatible with both Excel and Google Sheets — dropdowns and freeze panes work in both.

Do I need advanced spreadsheet knowledge?

No. The formulas are already built in — you mainly fill in your own information.

When will I receive it?

It's an instant digital download through Etsy — available right after purchase.

Is it only useful during divorce?

It was built specifically for divorce and separation, but the same structure — assets, debts, income, expenses, accounts, documents — works for any situation where you need a clear financial picture.